ComPsych

Payment options can be one of the most frustrating roadblocks when you are looking to receive treatment for your substance use disorder. At RECO Intensive’s rehab facility, we work to make insurance solutions available to you, whether you are in network or out of network with your insurance provider.

RECO Intensive offers you a licensed and professional treatment provider to help explore your potential addiction treatment concerns and find the solution that helps you make positive change and recover. 

What is ComPsych: Employee Assistance Programs

ComPsych insurance works off of the employee assistance programs model. Currently, this insurance provider covers around 60,000 companies and 130 million employees. 

ComPsych plan options are not exclusive to the United States, as they offer coverage in around 190 countries. 

ComPsych insurance works with your existing insurance provider. It is offered as a free or low-cost in-network resource for your addiction treatment or employee support needs. 

Each employer has a different version of ComPsych, so you may need to check coverage disclaimer options given by your employer for specifics. 

ComPsych Insurance Coverage Offered

As mentioned already, ComPsych plans for substance abuse treatment are employee assistance program models. You may also hear them nicknamed EAP programs. Almost 100% of the time, EAP programs are free for employees and provided upon hire eligibility.

Here are some common types of EAPs:

• Internal EAP: Internal-only plans are usually provided to employees of larger companies that can afford having one (or a few) in-house therapists or psychiatrists for employees to access. 
• External EAP: An external model involves referring employees out for treatment, possible to rehab treatment centers for inpatient addiction treatment or outpatient therapy. 
• Blended EAP: Blended models apply portions of all of the different EAP models. Generally, these are the most common EAP options as they give the most benefit to the employee and often cost companies less in overhead costs.
• Peer-Coaching EAP: This EAP model is usually support group or peer group based, and is more of an internal resource rather than external.

When determining what your EAP will cover, you will likely have to first contact the Human Resources department of your company. From there, they can direct you to the EAP contact, which may be a larger company that can direct you to the right in network facilities or clinical professional to meet your needs and your insurance plan.

Insurance Coverage for Drug Abuse or Alcohol Addiction

Before 2014, many rehabs would not take insurance coverage, or insurance companies would refuse to cover substance abuse treatment, instead calling it an additional or “premium” medical emergency. 

However, once the Affordable Care Act was passed in 2014, an insurance provider could no longer charge extra premiums or deny treatment center coverage for pre-existing conditions. Due to the nature of treatment options needed for drug and alcohol rehab, substance addiction is considered a pre-existing condition.

While you will likely need to review your specific insurance plan to see what it will cover, there is a chance it will cover some of the following:

• Medical detox or medication assisted treatment in a treatment facility
• Inpatient addiction treatment or residential treatment services
• Outpatient treatment options or intensive outpatient treatment programs
• Mental health services and behavioral health programs
• Dual diagnosis treatment for substance use disorders and mental health disorders

If you are unsure what your insurance providers will cover, you can speak with our addiction treatment team to verify your benefits. 

Restore Your Mental Health and Recover From Substance Abuse With RECO Intensive

Mental health and addiction treatment are vital to overcoming substance abuse and beginning the recovery journey to a life of sobriety. With RECO Intensive, inpatient and outpatient treatment are available to you at our exclusive and comprehensive rehab centers.

To meet with a treatment provider and begin your journey, contact us today. To verify insurance coverage, click here.